There are several insurance companies that
offer short-term policies of automobiles. While you can borrow a car and get
insurance (eg, for one day or one month), you will face eligibility issues
typical. For example, an insurance company may require your driver license or
social security number to see your driving and credit history. To qualify for
temporary insurance, some companies require drivers to be at least 21 years.
Difficulty: Moderately Easy
Instructions
Determine the need for insurance, including
the extent of coverage (eg, Liability, comprehensive and collision), franchise
affordable and reasonable time (eg, One month, three months). If necessary,
seek coverage that applies to out of state or abroad.
Gather information about the car brand and
model. It is probably a price difference between providing Toyota Camry 2004
compared to a Land Rover Discovery 2004.
Compare quotes from several companies,
including online sources and independent agents. Avoid relying on a current
insurer (eg, Health, owner, property) because the rates vary considerably.
Submit full payment. You probably have to
pay for full coverage is effective, although some companies may accept payment
plans. It is illegal to drive a car without insurance.
Contact your credit card company or the
insurance company of your car. Your insurance company may extend coverage to a
borrowed car, if it is a rental or belongs to a friend. Your credit card may
provide a secondary insurance if you pay rent with your car.
Tips & Warnings
Important factors include your credit
history, age, residence and driving instructions. Expect to pay more if you
have bad credit or have been involved in several claims.
Carefully evaluate before buying a policy.
Since most insurance agents are paid on commission, their citations may not
represent the best policies.
Related article that might be useful:
Aucun commentaire:
Enregistrer un commentaire