lundi 18 février 2013

Retired: Prevent auto insurance increase with your age



Typically, auto insurers consider the elderly and pensioners less able to drive safely, despite the experience they have accumulated. Also, auto insurance companies are raising premiums, mainly due to the decline in their visual and auditory ability. But this is not inevitable!

Convince your insurer not to raise its tariff
When you are stuck to your car insurance company, you can argue that loyalty bonus and you have to remove your auto insurer revises its desire to increase your contributions.
To prove to your insurer that you are despite your age, a good driver, you can apply for a driver training. But be careful, make sure you: if your training reveals that driving skills are reduced, this will strengthen your insurer in its decision, and your contributions will be increased.
If despite this, your insurer does not reduce the price of your insurance premium, you can compare the offers on the Internet (containing the same guarantees). After finding a cheaper insurance, submit a competing offer to your insurer. If he refuses to align cancel your contract and subscribe to the offer found.
Adapt your auto insurance policy to pay less
In general, advancing age, certain guarantees are no longer needed. Review your auto insurance policy so that it covers only what you really need. In this way, you will pay a fair price.
If you look at smaller distances with your vehicle, let us know your insurer. Thus, you will limit the increase in your auto insurance premium. But you can also buy auto insurance or PAYD small roller. Finally, if you drive soon and you and your spouse have two cars, a delete so that the price of your insurance down.
You can also purchase car insurance young or retired over 55 years to benefit from preferential rates.